Each strategy is built around a distinct asset class and underwritten by a team that specializes in nothing else — from single-family rehab loans to non-qualified mortgages.
Short-term, asset-secured loans to experienced investors renovating and reselling single-family residential property. Underwriting centers on after-repair value and the borrower's track record, with draws released as renovation milestones are verified.
Residential transition and bridge lending, and structured credit backed by income-producing property. Positions are secured by the asset first, giving recovery a path independent of the borrower's broader financial health.
Non-qualified mortgage loans to self-employed and non-traditional borrowers who fall outside conventional agency guidelines. Underwriting relies on bank statements, asset depletion, and other documentation methods suited to how these borrowers actually earn.
Revolving credit lines that fund loan originators' balance sheets ahead of securitization or sale. Facilities are structured with borrowing-base advance rates tied to the quality and seasoning of the underlying collateral pool.
Bridge and business-purpose loans secured by real property, funded quickly outside conventional bank underwriting. Built for borrowers who need speed and flexibility that traditional lenders can't offer on their timeline.